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Articles Posted in “Creditor Rights”

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Collection of Consumer Debts: the Fair Debt Collection Practices Act

In 1978 Congress passed the Fair Debt Collection Practices Act (FDCPA) in an effort to eliminate the abusive tactics used by unscrupulous consumer debt collectors. The Act also provides consumer debtors with a procedure for which they may dispute and obtain verification of the debt. New Jersey business owners need…

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